Medigap insurance, or Medicare Supplements, help to cover out of pocket costs from Medicare Part A and Part B, such as copayments, excess charges, and coinsurance. Some Medicare Supplement plans also cover emergency care costs when you are traveling outside the country. 

If you’re interested in a Medicare Supplement plan, you may be wondering if your Part A and Part B deductibles will be covered as well. In some cases, they are! However, it will all depend on the plan you have and what you are specifically eligible for.

Does Medigap Cover Deductibles?

Yes, Medigap covers deductibles from Original Medicare. The deductible refers to the amount of costs you are required to cover before Medicare starts to provide coverage for your healthcare expenses. In most cases, after you meet your deductible, Medicare will begin to cover 80% of the approved costs. You will cover the remaining costs.

If you’re looking to have your Part A deductible covered, you can expect that coverage from these specific Medicare Supplement plans:

If you are interested in also having your Part B deductible covered, you can only get that coverage from Plans C or F. However, one of the more interesting things about these two plans is that they are only available to individuals who became eligible for Medicare before January 1, 2020. If you became eligible for Medicare on or after this date, you will have to pay the Part B deductible out-of-pocket.

Get The Support You Need With Game Changing Benefits

We understand how important it is that you get the coverage you need and deserve. That’s why our team is here to help. We are devoted to providing you with all the information and resources you need to make the best Medicare decisions possible. To learn more about Medicare Supplement plans and the coverage you can expect with each plan, give Game Changing Benefits a call today!