Medigap Plan B

While Plan A is regarded as the most basic plan with a very simple breakdown of four key benefits, Plan B takes this a little further and covers the Medicare Part A hospital deductibles that Plan A does not.

What Is Included as Part of Medigap Plan B Coverage?

As is the case with Plan A, we often see individuals getting their Medigap Plan B mixed up with their Medicare Part B coverage. Despite having the same letters, these are no more linked than Plan A and Part A and should be considered separate entities.

The main features and benefits of Medigap Plan B cover:

  • Coinsurance and hospital costs as part of Medicare Part A 
  • Coinsurance or copayment costs incurred as part of Medicare Part B
  • Hospice care coinsurance or copayment as part of Medicare Part A
  • First three pints of blood required as part of treatment
  • Full payment of the Medicare Part A deductible

How Much Does Medigap Plan B Cost?

Because Medigap Plan B is optional, every insurance provider can set their own rates despite the offering being largely the same due to the standardized benefits across all providers. There are a wide variety of factors which will be taken into account in determining the rate which you will need to pay for Medigap Plan B coverage, including:

  • Where you live
  • Your gender
  • Your age
  • Tobacco usage
  • Eligibility for other household discounts and supplements

The main thing to look for when you seek out a provider to support your Medigap Plan B coverage is one with a history of consistently low rates that stay low year on year. As the benefits are always the same across providers, only cost and reliability should remain factors in your decision-making.

Are you ready for your game changing experience?


Get the Support You Need with Game Changing Benefits

For support and guidance on understanding if Medigap Plan B supplement insurance is the right option for you, Game Changing Benefits is here to help. Our licensed agents will help you look through all of your options and select the plan that aligns with your future goals. 

To get started, give us a call today at 972-331-1060.